Financial Advisors

For you, the Financial Advisor, we provide everything you need to successfully launch or transfer a retirement plan, educate and service your plan participants, and satisfy the fiduciary responsibility and maintenance for your plan sponsors.

• We provide a six-step process to navigate your client through their retirement plan journey.  Click here for a one page document showing each step in detail.

• We provide several options for investments utilizing our Compass Efficient Model Portfolios--for more information, read below.  

 Compass Efficient Model Portfolios: 

• Global Asset Allocation Models for Every Client Objective 
• The Compass EMP Asset Allocation Process
• Available Asset Classes in the Compass Efficient Model Portfolios
• The Compass EMP Rebalancing Strategy 

 Compass EMP Mutual Funds:

• Two Mutual Funds available: Conservative to Moderate, Long Term Growth
• The purpose of these funds is to provide lower volatility with a similar or greater return over a full market cycle compared to the broad market indexes.

Click below for more information:

• Compass EMP Funds Prospectus
• Conservative to Moderate Fact Sheet
• Long Term Growth Fact Sheet

Exchange-Traded Funds (ETFs): 

What is an ETF?

An ETF is a fund that trades like individual stocks on exchanges, similar to securities of publicly held companies--they typically represent a particular market.  

What are the benefits of an ETF in a 401(k)?  

• Transparent  - ETFs hold underlying securities on a completely transparent basis and are fee transparent (no 12b-1 fee structure).
• Low cost  - ETFs are low-cost tools for creating asset allocation portfolios and can often significantly lower overall costs to participants compared to mutual funds.
• Tax efficient - ETFs are highly tax efficient due to the in-kind creation and redemption of the individual holdings versus mutual funds that sell their holdings to cash.
• Very liquid - ETF liquidity is not dictated by its own trading volume, but rather it is based on the liquidity of the underlying shares in the portfolio